Yes! We offer cash fund integration with PayPal, which is available in over 200 countries and supports 25 currencies. To see where PayPal is available, click here.
PayPal is free to use when there is no currency conversion. To check what fees there are for a currency conversion, click here.
If you live in the UK, you get an extra option – Cash App. (Cash App is available to anyone in the US and in the UK.) There are no fees to send or request payments outside your region. Cash App uses the current mid-market exchange rate for international payments, which is determined by the current “buy” and “sell” rates with no additional fee included by Cash App. To read more, see here.
Venmo however is not an option outside of the US. Each Venmo transfer needs the sender and recipient to be in the US and have a US bank account.
Please Note: Joy is not affiliated with PayPal, Venmo, or Cash App and we do not have internal specifics on their policies. For further details on international accounts, currency exchange fees and general information, please click here for Paypal, here for Venmo, and here for Cash App.
Still have some questions?
Ask us directly! Click on the black and white chat bubble in the bottom-right corner of this page to ask us your questions, or you can email us at firstname.lastname@example.org. You’ll get a friendly response from someone on our team! 🙂