PayPal, Venmo, and Cash App all offer two kinds of deposits – first, the standard bank transfer and second, the Instant Deposit or Transfer.
A standard bank transfer is free. However it will take 1-3 business days.
An instant transfer appears within 30 minutes. However, there is a fee. PayPal takes a 1% fee. Venmo takes a 1% fee. Cash App takes a 1.5% app.
Please Note: Joy is not affiliated with PayPal, Venmo, or Cash App and we do not have internal specifics on their policies. For further details on international accounts, currency exchange fees and general information, please click here for Paypal, here for Venmo, and here for Cash App.
Still have some questions?
Ask us directly! Click on the black and white chat bubble in the bottom-right corner of this page to ask us your questions, or you can email us at firstname.lastname@example.org. You’ll get a friendly response from someone on our team! 🙂